HSA Eligibility Checker

Six quick questions to check whether you currently meet the requirements to contribute to an HSA. This checks account-level eligibility (your coverage type) — not whether a specific purchase qualifies, which is what our eligibility lookup is for.

Are you currently enrolled in a High-Deductible Health Plan (HDHP)?

Coverage type

Your plan's annual deductible ($)

Can someone else claim you as a dependent on their tax return?

Are you enrolled in Medicare (any part)?

Are you covered by a general-purpose FSA (yours or a spouse's)?

Are you covered by a non-limited HRA?

Result

—

This is a general screening tool based on the federal rules covered in our HSA vs. FSA and HSA after 65 guides — it's not a substitute for confirming your specific situation with your plan administrator or a tax professional.