Full Eligibility List

41 items checked so far. New ones added weekly.

Acetaminophen (Tylenol) ELIGIBLE Acne Treatment (Benzoyl Peroxide, Salicylic Acid) ELIGIBLE Adult Incontinence Products ELIGIBLE Air Purifier NEEDS LMN Allergy Medicine (Claritin, Zyrtec, Flonase) ELIGIBLE Baby Monitor NOT ELIGIBLE Bandages & Gauze ELIGIBLE Blood Pressure Monitor ELIGIBLE Braces & Orthodontia ELIGIBLE Breast Pump & Supplies ELIGIBLE CBD Oil & Products NOT ELIGIBLE CPAP Machine ELIGIBLE Compression Socks ELIGIBLE Contact Lenses ELIGIBLE Continuous Glucose Monitor (CGM) ELIGIBLE Cosmetics & Makeup NOT ELIGIBLE Daily Multivitamins NOT ELIGIBLE Dental Cleanings & Checkups ELIGIBLE Digital Thermometer ELIGIBLE Face Masks (PPE) ELIGIBLE First Aid Kit ELIGIBLE Fitness Tracker (Fitbit, Apple Watch) NOT ELIGIBLE Gym Membership NEEDS LMN Hand Sanitizer ELIGIBLE Ibuprofen (Advil, Motrin) ELIGIBLE Massage Gun / Percussion Massager NEEDS LMN Massage Therapy NEEDS LMN Melatonin ELIGIBLE Menstrual Products (Pads, Tampons, Cups) ELIGIBLE Non-Prescription Sunglasses NOT ELIGIBLE Orthopedic Shoes PARTIALLY ELIGIBLE Pregnancy Test Kits ELIGIBLE Prenatal Vitamins ELIGIBLE Prescription Eyeglasses ELIGIBLE Prescription Sunglasses ELIGIBLE Reading Glasses ELIGIBLE Regular Baby Diapers NOT ELIGIBLE Regular Toothbrush NOT ELIGIBLE Sunscreen (SPF 15+) ELIGIBLE Teeth Whitening NOT ELIGIBLE Wheelchair ELIGIBLE

Topical Network

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Topic hub

HSA-Eligible Expenses

Browse the eligibility network by category, then jump into the specific products and services HSAMaxGuide has checked.

Full Eligibility Lookup OTC Medications Medical Devices & Equipment

Topic hub

Letters of Medical Necessity

Understand when an LMN may matter, what it needs to establish, and which HSAMaxGuide topics connect to the issue.

What a Letter of Medical Necessity Actually Requires Gym Memberships & LMNs Massage Therapy

Topic hub

HSA Contributions & Eligibility

Connect contribution limits, family rules, self-employed HSA rules, and the tools that help determine what you can contribute.

HSA Contribution Limits Family HSA Contribution Rules Self-Employed HSAs

Topic hub

HSA vs. FSA

Connect the core differences between HSAs and FSAs with eligibility, contribution, reimbursement, and expense questions.

HSA vs. FSA: What Actually Changes When You Switch HSA Eligibility Checker HSA & FSA Contribution Calculator

Topic hub

HSA/FSA Reimbursement & Documentation

Connect eligibility rulings with reimbursement timing, receipts, documentation, and the rules that affect how you use the account.

Retroactive HSA/FSA Reimbursement HSA-Eligible Expenses Letters of Medical Necessity

Topic hub

HSA Tax Rules by State

Start with the 50-state reference, then move into the state-specific guides currently published on HSAMaxGuide.

HSA Tax by State: Complete 50-State Reference California & New Jersey Texas

Topic hub

HSA After Age 65 & Medicare

Connect Medicare-related HSA rules with contribution eligibility, reimbursement, investing, and state-tax considerations.

What Happens to Your HSA at 65 HSA Contribution Limits HSA & FSA Contribution Calculator

Your next step

Learn what applies to you, run your own numbers, then act on it.

1 · LearnLetters of Medical NecessityWhat the letter must say, and when it worksRead the guide 2 · AssessContribution CalculatorYour exact 2026 HSA or FSA limit, catch-up includedOpen the tool

3 · ActShop HSA/FSA-eligible productsFSA Store sells items it lists as HSA/FSA eligible, so you can pay with your HSA or FSA card.Shop FSA Store Partner link. We may earn a commission; it never changes a ruling. How we make money