Terms of Use

By using HSAMaxGuide, you agree to the following terms. If you don't agree with them, please don't use the site.

Educational content, not advice

Everything on this site — eligibility rulings, the contribution calculator, guides — is educational information sourced from IRS Publication 502 and current Revenue Procedures. It is not individualized tax, legal, financial, or medical advice. Eligibility can vary by plan administrator, and gray-area determinations (such as a Letter of Medical Necessity) depend on an actual licensed provider's clinical judgment, not on anything published here. Confirm specifics with your plan administrator or a qualified professional before making financial decisions.

No warranty

We work to keep rulings accurate and current, and every page cites the specific IRS source behind it. That said, the site is provided "as is," without warranty of any kind, express or implied. We don't guarantee that any ruling is error-free, complete, or current at the exact moment you read it — always check the cited source directly for anything with real money at stake.

Limitation of liability

To the fullest extent permitted by law, HSAMaxGuide and IGNE Publishing, LLC are not liable for any damages arising from your use of, or reliance on, this site — including any tax penalty, denied reimbursement, or other financial consequence resulting from an eligibility determination made by your plan administrator, the IRS, or any other party.

Affiliate links

Some links on this site are affiliate links, meaning we may earn a commission if you make a purchase through them, at no additional cost to you. Full details are on our affiliate disclosure page. Affiliate relationships never influence a ruling itself.

Intellectual property

The content, design, and organization of this site are owned by IGNE Publishing, LLC. You're welcome to link to any page. Reproducing substantial portions of our content elsewhere without permission isn't permitted.

Changes to these terms

We may update these terms as the site evolves. The version in effect is always the one posted here, dated by the "Updated" line on each page.

Contact

Questions about these terms can be directed through the contact information on our affiliate disclosure page.