HSA & FSA Contribution Calculator
Uses the IRS's 2026 limits (Rev. Proc. 2025-19). Estimates only — your actual tax savings depend on your bracket and state.
| 2026 limit | Amount |
|---|---|
| HSA — self-only | $4,400 |
| HSA — family | $8,750 |
| HSA catch-up (55+) | +$1,000 |
| Health FSA | $3,400 |
| FSA carryover to 2027 | $680 |
| Dependent Care FSA (household) | $7,500 |
| HDHP min. deductible — self-only | $1,700 |
| HDHP min. deductible — family | $3,400 |
Source: IRS Revenue Procedure 2025-19. Limits combine employee and employer contributions.
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This page is part of a larger topic cluster. Follow a related hub to move from an answer to the supporting guides, categories, and tools.
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