Is Sunscreen (SPF 15+) HSA or FSA eligible?

Is Sunscreen (SPF 15+) HSA/FSA Eligible?

Category: Skin & Sun Care · Updated 2026-07-25

ELIGIBLE

The Ruling

Broad-spectrum SPF 15+ sunscreen is explicitly eligible as skin cancer prevention.

Reference: IRS Pub. 502

Typical price$10-25

Letter of Medical NecessityNot required

CategorySkin & Sun Care

Where to buy it HSA/FSA-eligible

Pay with your HSA or FSA card directly, or buy elsewhere and save the receipt to submit for reimbursement.

Shop on FSA Store → Shop on HSA Store →

Related in Skin & Sun Care

Cosmetics & Makeup NOT ELIGIBLE

This page reflects IRS Publication 502 guidance and is for informational purposes only. Eligibility can vary slightly by plan administrator — when in doubt, confirm with yours before purchasing.