Is Regular Toothbrush HSA/FSA Eligible?
General hygiene items used whether or not you have a diagnosed condition are excluded. An electric toothbrush prescribed for a specific periodontal condition can be an exception with an LMN.
How the rule applies
A regular toothbrush is a hygiene item used by everyone, so the IRS treats it as a personal expense. Toothpaste, floss and mouthwash fall in the same group.
What to keep for your records
Do not submit these. If your dentist prescribes a special brush or device for a diagnosed gum problem, get that in writing.
Watch out for
Prescription fluoride and special treatments are eligible. The aisle of everyday hygiene products is not.
Not eligible, but don't leave HSA savings on the table
If you don't have an HSA yet, opening one is one of the few triple-tax-advantaged accounts available. See what you'd save.
Open an HSA with Lively → Check if you qualify →Related in Dental Care
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This ruling applies the HSA/FSA account rules (IRC §223, IRS Pub. 969), the medical-care definition they rely on (IRC §213(d), IRS Pub. 502) and any later statutory change or IRS guidance listed above. It is for informational purposes only. Eligibility can vary slightly by plan administrator — when in doubt, confirm with yours before purchasing.